Tucson real estate : Should buyers be pre-qualified by a lender before making an offer?

Tucson real estate : Should buyers be pre-qualified by a lender before making an offer?  If they need to get financing —– YES!

Here is a sample pre-qualification form.

Most seller will insist that a buyer is pre-qualified, by a lender, if their offer is contingent on the buyer’s ability to obtain financing. Note to sellers: DO NOT take you home off the market if you are not sure your buyers can qualify for the financing required to purchase your home.

Note to buyers: To make the best use of your time, you should be pre-qualified by a lender BEFORE you start looking at homes. That way, you will  not waste your time looking at homes you can not obtain financing for.

If a buyer plans on paying cash for a home, sellers usually require “proof of funds”.

Realtor Lisa Bayless specializes in Tucson Catalina Foothills, Oro Valley and Marana home sales.

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